IRIS Retirement Income
Terms and Conditions of Use
The following terms apply to your use of this website, including the IRIS Member Online services. By using or accessing this website and logging onto or using IRIS Member Online you are deemed to have read and agreed to these Terms and Conditions as amended from time to time. If you do not agree with the following terms you must immediately cease using the website and IRIS Member Online.
1. Online Services
1.1 This website and the IRIS Member Online services are provided by Super Members Investments Limited (SMI), ABN 61 095 974 100, AFSL 231230, the Trustee of the IRIS Superannuation Fund, ABN 88 556 625 125, of which the IRIS Super Income Stream and IRIS Term Allocated Pension are divisions. (referred to in these Terms and Conditions as IRIS, we, our or us).
1.2 Access to IRIS Member Online is provided by our administrator, Australian Administration Services Pty Limited (AAS). Information disclosed on this website and through the IRIS Member Online service is provided for information purposes only. SMI is owned by Industry Fund Services Limited (IFS), ABN 54 007 016 195, AFSL 232514.
2. Application of these Terms and Conditions
2.1 These Terms and Conditions (the Terms) apply to your use of this website, the IRIS Member Online services and/or any other services that we provide in connection with the website (Website). We reserve the right at any time to modify, update or otherwise alter these Terms.
2.2 By accessing and using the Website, you are deemed to have read and agreed to these Terms as at the time of access or use. We recommend that you review the current Terms regularly to ensure that you are aware of any changes. If you do not agree to these Terms, you must cease accessing or using the Website immediately.
3. The IRIS Trust Deed
3.1 The Website is governed by the consolidated trust deed of the IRIS Superannuation Fund dated 7 April 2008 and incorporating the Supplemental Deed No.1 dated December 2004, the Supplemental Deed No.2 dated 6 December 2005, the Supplemental Deed No.3 dated 1 July 2007, and as modified by the Supplemental Deed 18 June 2012 inclusive, as amended from time to time (the Trust Deed). Where there is a discrepancy between the information on the Website and the Trust Deed, the Trust Deed will prevail. You may obtain a copy of the Trust Deed here.
4. User accounts
4.1 If you have a user account on the Website you:
4.1.1 must reasonably safeguard your login details;
4.1.2 notify us immediately if you believe that your login details have been obtained or used by an unauthorised third party; and
4.1.3 acknowledge and agree that you will be solely responsible for any acts committed using your account unless and until you notify us in accordance with these Terms.
5. Access and availability
5.1 Access to the secure pages of the Website where a password and user name are required is only authorised for registered members of IRIS, and is provided to assist you in managing your IRIS accounts.
5.2 Once registered to use IRIS Member Online, you are responsible for maintaining the confidentiality and security of your password and user name. You agree to notify IRIS immediately if you suspect any unauthorised use of your password or other breach of security. IRIS may restrict your access to the website by cancelling any password or user name at any time and without notice if we believe it you are breaching these Terms.
5.3 We do not warrant or represent that the Website will be accessible by you or available at any particular time or at all and as such you may not always be able to access this Website, whether because of scheduled or unscheduled technical maintenance, downtime, or for any other reason.
6. Accuracy of information
6.1 Although we make every reasonable effort to maintain current and accurate information, IRIS does not give any warranty to the currency, accuracy or completeness of the information on the Website. IRIS also does not warrant that the Website, or any material stored on or obtained through it, is free from technical errors or virus-free. Before taking any action based on the information shown, you should contact IRIS and obtain a written statement of the required information.
7. Third party products and websites
7.1 Some products and services offered on the Website are not provided by IRIS and are instead provided by third parties. We are not responsible for the products or services, views or actions of third parties. You should exercise care when taking up any product or service offered by a third party. We do not accept liability for any loss or damage incurred by the products or services provided by third parties.
7.2 This Website may contain a number of links to other websites which are operated by third parties. These links are provided for your convenience and must not be considered an endorsement of the products or information made available through those websites. The views expressed on third party websites do not reflect the views of IRIS. We do not make any warranty or representation as to the quality, accuracy, currency or fitness for purpose of any information or materials contained on websites linked from or to this Website.
8. No warranties
8.1 In relation to the Website and IRIS Member Online, to the extent allowed by law, IRIS, its officers, directors, employees, agents, sub-contractors and related bodies corporate:
8.1.1 provides no warranties, either express or implied, including but not limited to warranties of accuracy, completeness, non-infringement or usefulness;
8.1.2 accepts no responsibility in any way (including by reason of negligence) for errors and omissions, and accepts no responsibility for any loss or damage, however caused, as a result of any person relying on any information contained on those pages;
8.1.3 makes the Website available only in its present form and only on the condition that you release us from and are responsible for all claims arising from the accuracy and completeness of the content;
8.1.4 will have no liability to any party whatsoever in respect of any action or inaction taken or thing done or omitted to be done by any party or person in reliance, either partial or whole, on the Website or any information or materials contained on the Website; and
8.1.5 will not be liable to you for any and all injury, loss or damage (including any consequential, indirect, punitive, special or incidental damages), howsoever arising or relating to your (or any third party’s) use of or inability to use the Website or use of or reliance upon information or materials contained on the Website (and including, but not limited to, in respect of our negligence, breach of contract, tortious conduct or breach of statutory duty).
8.2 The information available on the Website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before investing in any product you should read the relevant Product Disclosure Statement (PDS) and consider the appropriateness of the product for your objectives, financial situation or needs. When considering performance figures it is important to remember that past performance is not a reliable indicator of future returns.
9.1 All references to currency are shown in Australian dollars unless otherwise stated. IRIS is an Australian fund and does not accept any liability from you using or accessing the Website outside of Australia.
9.2 These Terms are subject to and governed by the laws of Victoria and the commonwealth of Australia. By using or accessing this Website you submit to the jurisdiction of the courts of Victoria, Australia.
11. Intellectual property
11.1 Except where otherwise stated, all copyright and other intellectual property rights in all material and information contained on the Website belong to and remain the property of IRIS. You may not use, copy, reproduce, store or alter in any way the information and material provided on the Website without our prior written consent.
12. Use of the Website
12.1 You may not use the information on the Website in any way that is unlawful.
13.1 If you have any queries about these Terms, please contact IRIS on 1300 367 485.
Last updated on 18th April 2017